Chicago Auto Accident Attorneys
Helping Clients Deal with Insurance Companies
Insurance companies can be difficult to deal with following an auto accident. Insurance companies want to settle claims quickly and for as little money as possible. Claims adjusters make rash judgments and may not be aware of all of the facts surrounding the auto accident.
Accordingly, it is not uncommon to disagree with the claim settlement offer of the insurance company. If you disagree with the determination of the insurance claims adjuster, you do have options, however.
At Ankin Law Office, LLC, our experienced Chicago auto accident attorneys focus on helping clients who have been in a car accident. We frequently communicate with insurance companies so we are well-versed in the techniques, legalese, language, and negotiation tactics used by insurance companies.
We deal with the insurance companies so that you don’t have to. Contact our office at (800) 442-6546 to learn more about how our Chicago auto accident attorneys can help you with your auto accident claim.
What to Do If You Disagree with the Claims Adjuster
If you disagree with the determination of the insurance claims adjuster, you should assemble as much documentation as possible to support the amount that you are seeking, including medical bills and two or three car repair estimates. You may also request to speak to a claims supervisor about your claim. Most insurance policies also include an appraisal or appeals clause whereby you can dispute the amount determined by the insurance adjuster.
Because insurance policies are complex legal documents, and the claims process can be time-consuming and frustrating, you may wish to contact the skilled Chicago personal injury law firm of Ankin Law Offices for help with your auto accident insurance claim.
Handling Uninsured or Underinsured Motorist Claims
If the negligent driver lacks adequate insurance, you will need to file a claim with your own insurance carrier under your uninsured/underinsured provision. These provisions can be confusing, with many nuances, so it is beneficial to discuss the claim with a skilled Illinois auto accident attorney like those at Ankin Law Office.
Information to Provide to the Insurance Companies
It can be easier to deal with insurance companies following an auto accident, if you have the necessary information available. You will want to have information such as the following in order to facilitate the claims process:
- Names and contact information of all parties involved in the auto accident
- Names and contact information of any witnesses to the auto accident
- Vehicle information and VIN of the other car
- Detailed description of the accident
- Information on any injuries and/or medical treatment sought
- Estimates of necessary car repairs, or what your car was worth at the time of the accident
- Policy number
- Police report once it becomes available
Under no circumstances should you make statements regarding fault for the auto accident. Moreover, it is highly recommended that you contact an experienced personal injury attorney like the Chicago auto accident attorneys at Ankin Law Office, LLC before communicating with the other driver’s insurance company. Our skilled personal injury attorneys have significant experience dealing with insurance companies – both your insurance company and the other driver’s insurance company – and we are highly familiar with the auto accident claims process. You should not provide a statement to the other driver’s insurance company – let your auto accident attorney communicate on your behalf.
Contact one of our knowledgeable Chicago auto accident attorneys at (800) 442-6546 to schedule a free consultation to get the help you need in dealing with auto accident insurance companies.